Mynd Fintech

  Every dealer knows the frustration: customers are ready, products are in demand, but liquidity holds back the sale. Dealer Finance changes that. By connecting you to multiple financiers through Mynd Fintech’s smart platform, you unlock quicker approvals, better rates, and a smoother path to closing more deals without the usual hurdles. In today’s competitive supply chain landscape, dealers form the backbone of sales for large enterprises and anchor corporates. Yet, they are also the most vulnerable link when it comes to working capital. Cash flow gaps not only slow down dealer operations but also ripple across the entire distribution network—leading to stockouts, missed opportunities, and slower sell-out velocity. This is where a robust, technology-driven  dealer finance  solution proves transformative. Why Dealer Finance Matters For CFOs and supply chain leaders, ensuring dealers have consistent liquidity is not just about supporting partners it directly impacts the en...

In businesses, customers frequently delay their payments even after their due date, and without sufficient working capital, it becomes very difficult for the seller to accept their next order. Furthermore, if the seller continually gets on the customer’s nose to make the payment as quickly as possible, it creates the possibility of losing the customer. To address this problem, Mynd Fintech assists vendors and major businesses in utilizing bill or  invoice discounting , which is a sort of prepayment of dues in exchange for funds that are projected to arrive soon. Mynd Fintech’s Purchase Bill Discounting service factors clients’ purchase bills and makes payments to their suppliers on their behalf. In layman’s terms, it helps in providing financing against your purchases. What is Purchase Bill Discounting? The terms “invoice discounting”, “ bill discounting “, and “purchase of bills” are all synonyms for ‘Purchase Bill Discounting’. For the seller of goods on credit, invoice discounti...

  Every business needs funds to support its various needs. Businesses need funds to acquire assets like land, plant, and machinery. But that’s not all that a business needs funds for. Some amount of funds is required to manage the day-to-day operations of a company. It includes paying employees’ salaries, procuring raw materials, and paying utility bills. The capital needed to address these operating expenses is called   Working Capital . What is Working Capital?  Working Capital (WC), also known as Net Working Capital (NWC), is the difference between a company’s current assets and current liabilities. It is a good indicator of a business’s liquidity and short-term financial health and its ability to utilise its assets efficiently. Sources of Working Capital: A company has various sources of working capital. Depending upon its condition and requirements, a company may use any of these sources of working capital. These sources may be spontaneous, short-term, or long-term....

Inventory plays a crucial role in every product-driven business. But what often goes unnoticed is how quietly it ties up your working capital. For large enterprises dealing with complex supply chains, long production cycles, or seasonal demand, understanding how much cash is locked in inventory is key to managing liquidity. That’s where the Stock Working Capital Ratio comes in. It’s a simple metric with powerful implications — and when tracked consistently, it can help improve cash flow, reduce holding costs, and enable smarter  working capital planning What Is the Stock Working Capital Ratio? Put simply, this ratio tells you how much of your working capital is tied up in inventory. The more capital stuck in stock, the less is available for operations, vendor payments, or growth opportunities. It’s also called the Inventory to Working Capital Ratio, and it gives finance and operations team a clear picture of whether inventory levels are aligned with available liquidity. The formula...